As a cab or limo driver you are held to a higher standard than your everyday driver. Not only are you responsible for the care and safety of your passengers but you are responsible for any damage to your cab or limo and the property of others. If that is not enough, you are also responsible for any injuries to other individuals and pedestrians. Your cab or limo is your office and source of income, you cannot afford to have it not drivable due to an accident or claim. Successful businesses understand the importance of reliable commercial auto insurance to protect their business vehicles.