Unfortunately, for most car enthusiasts, some companies have failed to recognize that collectible cars come in all varieties, from the perfectly restored antique, to the new high performance exotic. Yet, they all share the owner’s dedication to caring for and protecting the autos. Adriana’s Insurance recognizes the nature of the individual car owner, not just the year the car was built.
At Prestige Insurance Center, we shop around and guarantee you the absolute LOWEST rates. Also, you will receive PROFESSIONAL service from our trained agents while receiving fast and reliable coverage for your Collectible Classic Cars. Call now for a free quote at 949-900-6677.
What is an Agreed Value, and why do I care?
Many classic car policies sell "Stated Value" as if it was the same as "Agreed Value". It is not! Stated Value policies pay the "Stated Value" or the "Actual Cash Value" ... whichever is less.
An "Agreed Value” means that the coverage is provided for a pre-determined amount settled upon by both the insured and the insurance company. If your car is stolen or totaled, you will receive the "Agreed Value".
How old does my collectible car have to be before its eligible?
A vehicle 10 to 24 years old is a rare make and model due to exceptional workmanship or limited production. If a 'classic car' is more than 25 years old, it is considered an antique car for insurance purposes.