Special event insurance is liability protection for organizations, individuals, groups, bands, friends, clubs, religious entities, and companies that host activities that are not included in their General Liability Policy, and are required at or by the facility, auditorium, park, city or state authorities. These programs provide liability coverage, liquor, and legal defense for claims of negligence brought on to the party holding the event.
Why do we need this?
In today’s litigious society, event organizers face potential liability suits from spectators, contractors, and customers.
Who needs it?
Any group, organization, individual, band, friend, club, and company organizing an event for one day or longer, which may pose a liability risk, should consider this program.
We Offer Special Event Insurance For:
Products and completed operations
Additional insured at no extra cost
Personal and advertising injury
Special Event Liability Insurance (also referred to as CGL, Commercial General Liability, or Spectator Liability) is an insurance policy designed to provide broad protection for situations in which an event holder or concessionaire must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties.
The person, organization or company responsible for the organization and promotion of the special event and typically the signer of the rental facility use agreement.