Before leaving the dock with your boat or jet ski, it is a good idea to make sure you have the right insurance coverage. With Prestige Insurance Center, it is very easy to obtain protection for you, your boat, or related equipment.
We also insure personal watercraft and other boats with jet engines. If you own a large or small boat, we offer you quality coverage at a competitive price.
What does boat insurance protect me against?
Collision and fires, theft and vandalism coverage
Actual cash value
Water towing and emergency service
What is the best coverage for my boat?
It is best to have what is known as an "All Risk" policy, which will provide coverage for all types of losses except those specifically excluded in the policy. Typical exclusions may include wear and tear, gradual deterioration, marring, denting, scratching, animal damage, manufacturer's defects, defects in design, and ice and freezing.
Who is allowed to operate my boat?
Most policies will allow anyone to operate your boat so long as you have given them permission. There are exceptions, of course, especially with high-performance boats or personal watercraft so always read your policy. But beware, too many additional drivers often result in increased premiums.